Applying for a loan with Lamina

Is a smart thing to do.

Points to consider before we move on to the application form:

01

Responsible loan policy

Applications go through a quick review to confirm you can repay your loan. This may include checking your income, payment history, and current short-term debts. For these reasons, we reserve the right to decline applications.

02

How to reimburse

Payments are withdrawn directly from your bank account. If a payment is returned by your bank for any reason, a $50 administrative fee will apply.

03

Funds in 1h or less

You'll receive a notification of the loan being approved or declined. Funds transfer automatically in your account between 30 and 60 minutes with most banks. Some smaller credit unions have overnight deposits.

04

Payday loan | Short term loan renewals

No loan is automatically renewed. We send notifications offering you to close to the end of term, but you decide to or not.