How to borrow

APPLY NOW

Just a few SIMPLE STEPS

Complete the pre-approval process to determine your eligibility

You’ll get all the information you need to make an informed decision in 5 minutes no obligation to borrow.

Complete the loan application

This step also takes around 5 minutes. You’ll select the amount you’d like to borrow and provide some personal information needed in the loan contract.

Sign the contract

You’ll be able to read it and sign it electronically on your smartphone or PC.

Use the bank link

You’ll receive a link by text message and email that will allow you to return an up to date bank statement directly from your bank. It takes under 3 minutes and it streamlines the process so you don’t have to prepare and return any documents.

You’re under no obligation until after receiving funds.

At this point, you’ll have completed your part in the application process.

After you applied

An agent will validate your application.


We will contact you by e-mail and text to confirm that your application has been approved or refused. We'll also reach out to you if there's anything missing to complete the application.


The majority of our customers who provide correct information when applying are approved.

How much time this will take?

Usually within the hour or less if you’re applying within our office hours. Mornings are higher volume and may take a little longer for a response and on weekends we have reduced staff. 

OFFICE HOURS:

Monday to Friday 8:00 a.m. to 5:00 p.m.

SECURITY

Our website uses standard internet security protocols to ensure your information is safe.

Our servers operate locally and are only accessible by authorized personnel. Moreover, we will never share your personal information with any third parties that aren't directly involved in the application process.

REIMBURSEMENT

Loan payments are made by direct withdrawals from your the account your main source of income is deposited in.

Feel free to contact us with any questions concerning payment withdrawals. You can find our contact information on our contact page.

Providing your bank transactions

This step greatly reduces application processing times.

It allows you to connect to your bank online by regular means and authorizes them to directly return an up to date bank statement. It also allows us to provide you this service without requiring you send any documents.


This step is done on servers housed in a secure location, shared by other financial instituttions like some major banks.


The information requested to connect to your bank aren't accessible by anyone, as advertised by the third party providing the service.

WOULD YOU LIKE TO SPEAK TO AN AGENT?
CALL US

OR TEXT US: 514-700-6051

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