Have an emergency and need funds yesterday? First time customers can receive funds overnight within 12 hours, returning customers have the possibility of receiving funds within the hour.
Treat yourself to a simplified borrowing experience. It takes less than 10 minutes to apply online. Agents are available to assist you through the process should you have any issues.
Apply with peace of mind. Our application is completely secure and none of the information you provide is shared with 3rd parties that aren’t directly involved in the application process.
The minimum period for repayment of any amount borrowed is of 90 days. The maximum period for repayment is 210 days. This can be extended according to the terms of the contract. A client may also, at their sole discretion reimburse the full amount at any time and have a discount on fees.
If you were to take the cost to borrow including all the fees and express them as an annual percentage rate, the minimum APR for the extended credit is 120% and the maximum APR is 275%.
As a sample, if you were to borrow $900 and were paid weekly, you would make 19 payments of $73.52 for a total of $1396.80 over five months. That is a total cost of $496.80 all fees included.
Criteria
Our base criteria are to have a steady income and be 18 years of age or older.
Certain government benefits programs aren't eligible.
Interests and Fees
Brokerage fees vary according to the amount borrowed and time paid back, from $15 to $52 per hundred borrowed and amounts to an APR that varies from 120% to 275% all fees included.
Documents
Otherwise: A pay stub, void cheque, 30-60 days of banking and a picture of a photo id you can send by email or fax.
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